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Pennsylvania Insurance Department Provides Helpful Tips to Safeguard Your Home This Holiday Season

The holiday season is in full force.  Christmas is only 2 days away.  It is so important to keep your home safe.  The Pennsylvania Insurance Commissioner has issued the following release in order to protect the citizens of the Commonwealth during the remaining holiday event.

A spark from a fireplace, an unattended candle or an unexpected visit from a thief can quickly turn your holiday celebration into a seasonal nightmare with injuries.  The Pennsylvania Insurance Department is reminding you to take precautions and consider these safety tips.

This season:

  • Do keep your fireplace clean and well-maintained; never leave burning candles or cooking appliances unattended.
  • Do choose decorations that are flame resistant or flame retardant and keep your holiday greenery well watered.
  • Do tear down boxes and dispose of them on trash day so those outside do not know what new items have been brought into the house.
  • Do let neighbors know when you won’t be home so they may be aware if there are uninvited visitors in your home.  
  • Do keep track of any gifts you may receive, such as jewelry or electronics, by downloading the free myHOME Scr.APP.book app. 
  • Don’t keep your gifts in plain view of windows and doors. 
  • Don’t mention on social media the dates and times you are going to holiday parties or winter excursions.

If a theft happens, it is not likely your items will be recovered. If properly insured; however, homeowners can be compensated for a loss. Be certain your coverage is up to date, retain receipts and contact your company immediately to report a theft.

For more tips, visit www.insurance.pa.gov  and click on the “Home for the Holidays” icon. Consumers with questions about homeowners’ policies may also call the department’s toll-free hotline at 877-881-6388.

If you or a loved one are seriously injured in a Pennsylvania car accident because another person’s negligence, contact an experienced Pennsylvania auto accident lawyer at Schmidt Kramer.  We can answer any questions or concerns you have about a car accident in Lancaster, Hanover, Gettysburg, Carlisle, Harrisburg, Camp Hill, York, Chambersburg and throughout Pennsylvania.

The toll-free number is (717) 888-8888 or 717-888-8888 and the case evaluation is free. Alternatively, you may wish to download a free copy of our book Who Pays the Bills When You Are Injured in an Automobile Accident? for additional information