Posted on Oct 03, 2013
Now that deer season is rapidly approaching, the possibility of striking a deer on the road increases. This means the importance of having comprehensive coverage as part of your car insurance policy. This type of coverage is optional but will usually cover your for damage to your car caused by deer or other animals. That is why it is important to purchase.
Here are some other precautions and tips for driving this upcoming Fall.
Drive With Awareness - Deer are not just found on rural roads near wooded areas; many deer crashes occur on busy highways near cities. Deer are unpredictable, especially when faced with glaring headlights, blowing horns and fast-moving vehicles. They often dart into traffic. Deer often move in groups. If you see one, there are likely to be more in the vicinity.
Take Extra Precautions While Driving - Drive with care when moving through deer-crossing zones, in areas known to have a large deer population and in areas where roads divide agricultural fields. When driving at night, use high beam headlights when there is no oncoming traffic.
Be especially attentive from sunset to midnight and during the hours shortly before or after sunrise. These are the highest risk times for deer-vehicle collisions. Brake firmly when you notice a deer in or near your path, but stay in your lane. Many serious crashes occur when drivers swerve to avoid a deer and hit another vehicle or lose control of their cars.
Do not rely on devices such as deer whistles, deer fences and reflectors to deter deer. These devices have not proven effective.
If You Strike A Deer - In the event your vehicle strikes a deer, remain calm and try to avoid going near or touching the animal. A frightened and wounded deer can hurt you and further injure itself. If the deer is blocking the roadway and poses a danger to other motorists, you should call the police immediately.
And contact your insurance professional as quickly as possible to report any damage to your car.
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