According to the US Travel Insurance Association (UStiA) and the Insurance Information Institute (I.I.I.), travel insurance is really important because it can reimburse you for non-refundable trip expenses and compensate you for unforeseen hotel stays when an unexpected storm hits.
- Keep all receipts and a copy of your itinerary in the event you need to file a claim.
- Read your travel insurance policy and be sure you understand what is and is not covered. If you feel the policy does not meet your needs, the premium cost is usually refundable within a defined grace period.
- Check to see if the policy discusses pre-existing medical conditions; this is significant because many travel insurance policies cover policyholders if they become severely ill while on their trip. Some policies waive pre-existing conditions if the coverage is purchased within 10 to14 days of the initial trip booking.
The toll-free number is (717) 888-8888 or 717-888-8888 and the case evaluation is free. Alternatively, you may wish to download a free copy of our book Who Pays the Bills When You Are Injured in an Automobile Accident? for additional information.