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Which Tort Coverage Is Right for You on Your Auto Insurance?

 

Two options that you may be wondering about on your auto insurance policy are full tort and limited tort. These are two options that you have a choice to make when you take out your insurance policy. 

Full tort means that you have unlimited rights to bring a claim against another driver if you are injured as a result of their negligence in a car wreck without any limitation. If they have caused the accident and they have caused you injury, then you can sue them. You can file a suit for pain and suffering, which is considered non-economic damages, and also for economic damages like medical bills and out of pocket wage loss. 

When you take limited tort, you give up the right to sue another person for non-economic damages unless you have sustained a serious injury. You still have the right to sue the other driver for economic damages that are out of pocket. However, you give up the right to sue another person for non-economic damages like pain and suffering unless you have sustained a serious injury. 

This can sometimes be a stressful decision. Contacting a Pennsylvania injury lawyer can help you find out which choice is best for you. The attorneys at Schmidt Kramer are more than happy to help you with this decision. They can be reached at (717) 888-8888.