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Q: I got a letter from the insurance company setting me up for an Independent Psychiatric Examination. What does this mean? What should I expect?

If you’re suffering from Post Traumatic Stress Disorder arising out of a work injury, at some point the insurance company will likely be setting you up with an Independent Psychiatric Examination.  While you will be required to attend one of these, either when you are first scheduled for one or after a Workers’ Compensation Judge orders you to attend, it’s important to know what you’re facing.  

First, it’s important to understand that this doctor might not be as “independent” as the insurance company would lead you to believe.  The IPE doctor is being paid by the insurance company and the insurance company is sending you to this appointment to get an opinion to cut off your benefits.  

Second, it’s important that you don’t try to “win the doctor over” or exaggerate your symptoms to garner sympathy from the doctor.  If the insurance company has accepted your psychological work injury, you don’t need to embellish anything.  Insurance companies are hesitant to accept these types of claims but once they fully accept them, they cannot simply decide to stop paying.

Third, it’s important that you talk to an attorney who is experienced in handling these types of claims.  Whether you’re dealing with PTSD, anxiety, or depression arising out of a work injury, you’ll need a strong advocate by your side to make your claim run as smoothly as possible.

The experienced team at Schmidt Kramer handles all types of injuries and have helped many injured people dealing with psychological injuries. Reach out today for a free consultation with our attorneys and to make sure you know your rights before it’s too late.