In Pennsylvania, the law requires that most employers carry workers' compensation insurance; this includes all employers who have one or more employees, whether full-time or part-time, including family members. When an employer has proper workers' compensation insurance, it will cover any medical and wage-loss benefits for employees who are injured on the job. That coverage also protects the employer against any lawsuits filed by the injured worker.
If you were injured on the job and your employer does not have workers' compensation insurance, or you're having trouble filing your claim, it's time to contact a Harrisburg workers' compensation lawyer. Harrisburg law firm Schmidt Kramer has experience helping injured employees just like you with their personal injury claims.
Workers' compensation insurance can sometimes be quite costly, and some employers may forgo obtaining it even though it is illegal. Some of those business owners will be happy to know that at the beginning of this month, a workers' compensation rate reduction went into effect in the state of Pennsylvania and the overall decrease is 4.01 percent.
In a news release, Mike Consedine, commissioner of The Pennsylvania Insurance Department, said, "We are very pleased with the rate reduction which is the second workers' compensation decrease in a row. The lower rate will benefit Pennsylvania employers with ongoing cost savings."
One reason Pennsylvania employers are seeing a decrease is because they've simply been providing safer workplaces. Labor & Industry secretary Julia Hearthway said, "More than 10,000 state-certified workplace safety committees have been established, protecting more than 1.3 million workers and saving employers close to $500 million in workers' compensation premiums."
We hope that with these lower rates, employers will keep their insurance current and protect their employees in the event that they are injured.
Call today for a free consultation by dialing 8 at 717-888-8888 or toll free at 1-888-476-0807.