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Common Concerns When Your Employer Switches Workers’ Comp Insurance Carriers

Recently, a fair number of Employers have changed workers’ compensation insurance carriers or third party administrators who handle comp for the employer.  It is reasonable that an injured worker might have concerns how having a new insurance company might affect their case.  

It is important for the injured worker to understand that such a move should have no affect on the legal position of their case.  The only real difference the injured worker should notice is that their weekly comp checks are coming from a different company and they are dealing with a different adjuster.  

That’s not to say that such a large change comes without a few bumps in the road.  If an employer, such as a staffing agency, who has hundreds or thousands of open workers’ comp files has to transfer all of those files to a new administrator, there are bound to be delays and mix ups.  It is important to realize that an insurance adjuster might be inheriting many files all at once and may take a week or two to get up to speed and make sure the checks are being issued in a timely manner.  At the same time, as an injured worker, you are living on a fixed income and need to make sure your checks are coming in a timely manner.  

If your employer has recently changed to another insurance company and you have questions as to how this will affect your rights or what types of changes you should or should not expect, call the experienced team at Schmidt Kramer.  We service workers’ comp clients throughout Dauphin, York, Lebanon, Perry, Cumberland, Mifflin, Snyder, and Schuylkill Counties.