Children Are Eligible for Social Security Disability or Supplemental Security Income Benefits in Some Cases
Two federal programs provide benefits for disabled persons—the Social Security Disability (SSD) program and the Supplemental Security Income (SSI) program. The SSD program pays benefits to disabled workers who have worked long enough to qualify for the program and have paid Social Security taxes. The SSI program is a need-based program that does not have any work history eligibility requirements. This program pays benefits to people with serious disabilities who have extremely limited financial resources.
When a child is disabled, the costs of caring for that child can pose a financial strain on a family already struggling to make ends meet. As the disabled child grows to adulthood, financial needs increase. Disabled children are covered as follows under the SSD and SSI programs:
- Social Security Disability – Dependent adult children, disabled before the age of 22, may apply for Social Security disability benefits under the Social Security number of a parent. The parent must be already receiving Social Security (disability or retirement) benefits. These adult children may also apply for disability benefits under the Social Security number of a parent who worked long enough to be eligible, but is now deceased.
- Supplemental Security Income – Children under the age of 18 may apply for SSI benefits. They must meet the Social Security Administration’s definition of disabled and have little or no financial resources.
Both the SSD and SSI programs have strict eligibility requirements. Unfortunately, the benefit application process is complicated and the Social Security Administration regularly denies benefits for qualified children and adults. If you have recently submitted a disability benefit application for yourself or your child and it was denied, contact a Social Security Disability attorney at Schmidt Kramer. We work with disabled workers and their dependents on a regular basis to help them obtain the benefits they deserve. Call us today at 888-476-0807 to schedule your free consultation.