Get Your FREE Case Review Today
(888) 476-0807

Pennsylvania Summer Insurance Tips

Posted Scott B. Cooper on Jun 19, 2013 in Car Accidents

With Summer officially starting this week here are some tips which can help you avoid needing to file an insurance claim.  Are there any others you can think of?

1.  Stay Home During Stormy Weather Summer thunderstorms can pop up out of nowhere.

Sometimes, it's tempting to go out for a drive to better experience one, or to "chase" one. It's more prudent, however, to stay off the road, if possible. Summer rains make roads slick; this is especially during the early stages of a storm, when the thin coating of water and oil (and sometimes sand) can make roads dangerously slick.

2.  Be Cautious in Flash Floods Because summer storms can come on fast, they sometimes result in flash flooding.

To prevent accidents and damage to your vehicle, always assess how deep water is before attempting to drive through it. For your own safety, abandon a car in the event that it stalls while crossing water.

3.  Don't Drive Too Fast in Hot Weather.

When the sun is shining it's tempting to want to experience the thrill of driving at high speeds. But driving too fast for too long on a hot road can actually cause tires to blow, which can result in a serious crash. In hot weather, drive the speed limit or slower, and take frequent breaks to give the tires a chance to cool off.

4.  Make Sure Tires Can Handle a Heavy Load.

Car trips are common in the summer, and it's not uncommon to see cars laden with all sorts of baggage, sports equipment, coolers, extra friends and relatives, pets, and more. Before loading up, make sure your tires are properly inflated. Tire failure as a result of overloading can result in a serious accident.

5.  Put the Phone Down, Keep the Radio Low, and Pay Attention.

These are common sense tips that are too easily forgotten during the carefree days of summer. But focusing on the road is just as important in the summer as during the icy, snowy days of winter. By driving carefully this summer, you'll not only keep yourself, and your friends and loved ones safe, you'll keep your car insurance premium down. And who doesn't want a few extra dollars to spend on ice cream?

If you believe your insurance claim has been unreasonably denied or your insurance company is acting in bad faith and unfairly treating you for a claim contact Schmidt Kramer Insurance Lawyers, at 717-888-8888 and we will answer any questions you have about the claim and the legal rights you may have due to the injury and losses involving any Pennsylvania insurance claim.  Do not wait, call 8.