Get Your FREE Case Review Today
(888) 476-0807

Validity of Household Exclusion To Be Decided By Jury - Pennsylvania Trial Court

Posted Scott B. Cooper on Jan 04, 2013 in News


Posted on Jan 04, 2013

Recently, in Oesterling v. Allstate Ins. Co., No. 11429 of 2008 (Lawrence Co. Dec. 17, 2012)  a trial court reviewed the applicability of the household exclusion which was added to a policy several years after the policy was initially purchased.  The trial court denies Allstate Insurance Company's renewed Motion for Summary Judgment.  The jury is now to decide whether a change in wording to household exclusion that was made to the auto policy several years after the policy was initially purchased was a material alteration of coverageIf so, Allstate has the burden to notify the insured Oesterling of the change to ensure that he understood and accepted it.  However, if the jury determines the household exclusion was of a type that was typical of such a policy then the insured would have the burden to read and understand his policy .

Anyone who desires a copy of the opinion can feel free to email Scott Cooper at Schmidt Kramer Pennsylvania Car Accident Lawyers at scooper@Schmidt Kramer.com or call him at 717-888-8888.

If you have been injured in a Pennsylvania car accident or a loved one has been injured or killed in a car accident contact Schmidt Kramer Car Accident Lawyers at 717-888-8888 or 1-866-448-8999 and we will answer any questions you have about the Pennsylvania car accident, whether located in Central Pennsylvania or not, and the legal rights you may have due to the personal injury and losses involving any Pennsylvania car accident, especially if you may need a lawyer. Don't wait, call 8.

Also, download our booklet on Who Pays Your Medical Bills When You Are Injured in A Car Accident?

Read More About Validity of Household Exclusion To Be Decided By Jury - Pennsylvania Trial Court...

back to top