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Pennsylvania's Answer to Uninsured Patients with Pre-existing Conditions

Posted Gerard C. Kramer on Oct 24, 2012 in News


Posted on Oct 24, 2012

In Pennsylvania there is a state insurance plan that is set up to deal with the requirements of the Health Care Reform Act. The plan is a bridge between the current system and the future requirement that prevents insurance companies from excluding people because of preexisting conditions. If you have been denied insurance because of a preexisting condition you may be eligible for the plan. The plan details are below.
 
SUMMARY
Pre-Existing Condition Insurance Plan: Pennsylvania
Eligible residents of Pennsylvania can apply on-line for coverage through the state's Pre-Existing Condition Insurance Plan program known as PA Fair Care.
 
To qualify for coverage:
 
You must be a citizen or national of the United States or residing in the United States legally.
You must have been uninsured for at least the last six months before you apply.
You must have a pre-existing condition or have been denied coverage because of your health condition.
PA Fair Care covers a broad range of health benefits, including primary and specialty care, hospital care, and prescription drugs.  All covered benefits are available for you, even if it's to treat a pre-existing condition.
 
Premium: $283.20 per month
Deductible: $1,000 in-network
Out of Pocket Limit: $5,000 in-network
 
If you want to learn more about the program, please call 1-888-767-7015 (TTY: 1-888-767-7018) or visit www.pafaircare.com.

Gerard Kramer, Esquire
Schmidt Kramer PC
Injury Attorneys
Harrisburg, PA
 

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